Onetribe AI — Agents for Finance
A tailored AI layer over your governed data — plain-language answers, monitoring and forecasting workflows on Claude and Copilot. Starts as Onetribe for Finance, becomes Onetribe for your company.
Claude & Copilot · answers, monitoring, forecasting
CopilotClaude and Microsoft Copilot — with a full set of predefined, best-practice reports and agents, grounded in your governed model.
Growth is eating the cash: working capital is up 34% on revenue growth of 38% — the profit is real, but it sits in receivables and stock.
EBITDA margin is 19% against 13% last year. Cash bridge flagged for the board pack.
Ask a question — or run a workflow
Ask your numbers a question and get an answer, in plain language, from the same governed model your reports run on. Read-only, secured, on the AI tools you already use.
Or skip the question entirely: choose from a set of predefined, best-practice agents and workflows — executive summary, working-capital review, portfolio intelligence — and get the finished output back. The full catalogue is below.
From general to yours
Onetribe for Finance is the starting point. Finance workflows that work out of the box on the governed layer — ask for a number, a variance, a trend, a reconciliation, and get it back in seconds.
Onetribe for your company is where it goes. As we tune the workflows to how your business actually works — your terminology, your reporting structure, your recurring questions — the general finance assistant becomes yours. The same platform, delivering AI workflows built around your needs rather than a generic template. The higher your engagement, the deeper the tailoring.
Demo Company
January–August 2025 · consolidated · EUR thousands
Every P&L line is up sharply — but cash is €2.9m negative and working capital has swollen 34%. The profit is real; it hasn't turned into cash.
Fix the cash position before it bites
Cash at (€2,941), −27% YoY — growth is consuming cash faster than profit is generating it.
Release the working capital
Up +€1,835 (+34%) to €7,173 — receivables and stock are absorbing the earnings.
Protect the expanding margins
Gross margin 36% (+14 p.p.), EBITDA margin 19% (+6 p.p.) — the unit economics are strengthening.
Deterministic numbers from your governed model · AI-drafted · controller-reviewed before release.
Detailed analytics →Agents that ship work, not chat.
Every workflow reads your governed model and delivers a finished, controller-reviewable output. The core set ships with the platform; the tailored ones show what it grows into.
Executive Summary
Tells the story of the reporting period — result, drivers, prioritised actions — drafted for controller sign-off.
KPI Snapshot
A one-screen board tile: the P&L cascade with deltas, sparklines and traffic lights.
Overhead Review
Operating costs against target and prior year — where overhead drifts and who owns the line.
Working Capital Review
Cash conversion — what sits in receivables, stock and payables, and what to unlock first.
Portfolio Intelligence
Scores every brand, SKU or engagement into Hero / Invest / Review / Resign with committed actions.
Cohort Analysis
Groups releases, clients or campaigns by vintage and weighs lifetime performance.
Customer Retention
Retained, lapsed and new — churn quantified, win-back priorities ranked.
Pricing Analytics
Realised price and margin by product, market and customer — discount leakage exposed.
Expiry & Validity Review
Stock approaching best-before or ageing out — bucketed, valued, with clear-or-hold calls.
Replenishment & Stock-out Risk
What to reorder now, what is about to run out, and where cash is trapped in slow stock.
Accruals & Provisions Check
Recurring costs with no posting in the period, provisions against run-rate — the accruals that would silently skew the month.
Bookkeeping Completeness
Is the period fully booked? Gaps against prior months, unbooked bank items and invoices — flagged before reporting runs.
Transaction Audit
Flags what an auditor would ask about — duplicates, backdated or round-amount postings, unusual counterparties.
Agent Network Economics
BrokerageJoiners, producers and leavers across a multi-thousand-agent network, fused with the commission flow.
Gross-to-Net Commission Bridge
BrokerageThe signature network view — gross revenue from institutions down to net, step by step.
Partner Concentration
BrokerageRevenue dependency on paying institutions, ranked against risk thresholds.
Channel Contribution
Consumer goodsWhich routes to market make money after their real cost-to-serve — not just gross margin.
DTC / E-commerce Unit Economics
Consumer goodsDirect-channel profitability after acquisition, payment and fulfilment costs.
Order Fulfilment & OTIF
Consumer goodsOn-time-in-full, the open order book, and where backlog risk is building.
Depletions & Distribution Reach
Drinks distributionSell-through to the trade and distribution breadth across three-tier markets.
Distributor Scorecard
Drinks distributionPlan achievement RAG-rated by manager and distributor, with the gaps explained.
Shipment vs Depletion
Drinks distributionPipeline stock flow — shipping in faster or slower than it sells through.
Return on Client
Professional servicesClient profitability by client, group, manager and industry — who earns their keep.
Realisation & Utilisation
Professional servicesPeople economics — effective hourly rates, capacity and write-offs.
Explore the platform
Put your data to work — in weeks, not months.
We connect your systems, build the governed model, and hand you reports ready to use. A proven process across 70+ companies in 11 countries.